1.2% + ₦100
For local transactions. The 1.2% fee is waived on transactions below ₦1,000.
Maximum fee₦2,000
SettlementNext working day (T+1)
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Clear fees.
Clear the way.
Simple, transparent payment pricing for businesses in Nigeria. No setup fees, no monthly plans — just the fees shown here.
Create your free account
Only pay when you get paid
Payment processing
One simple rate
One simple rate
for every local card.
Start with the essentials. See your transaction fees before you get started.
3.9% + ₦100
Accept payments from international customers and grow beyond borders.
Settlement optionsNaira or USD
USD settlementsVia domiciliary account
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Rates shown are for payment processing in Nigeria. Other fees and eligibility requirements may apply to specific products and services.
A clearer picture
See what a local
See what a local
transaction costs.
Enter a payment amount to estimate the fee for a local transaction. The 1.2% fee is waived below ₦1,000, and the total fee is capped at ₦2,000.
Estimates are for local transactions only.
Enter an amount in Nigerian naira
Transaction amount₦2,000.00
Processing fee₦30.00
You receive₦1,970.00
Estimate only. Final fees are calculated on each transaction according to your account terms.
More ways to move money
Fees that are easy
Fees that are easy
to find and understand.
Explore transfer, virtual account, and in-person payment pricing.
Simple transfer fees.
Know the fee for each transfer amount.
| Transfer amount | Fee |
|---|---|
| Up to ₦5,000 | ₦10 |
| ₦5,001 – ₦50,000 | ₦25 |
| ₦50,001 and above | ₦50 |
A dedicated account for payments.
Receive payments through a dedicated virtual account.
1%
per transaction
Fee cap₦300
Take payments in person.
Terminal pricing and transaction fees, at a glance.
SmartPeak P1000 · Live₦100,000
SmartPeak P1000 · Test₦85,000
Local card transactions0.5% · capped at ₦1,000
International cards4.5% + ₦100
Good to know
Questions about
Questions about
pricing?
Here are a few details to help you get started.
Ready to begin? Create an accountWhen will I receive my settlement?
Settlements are made on the next working day (T+1).
Is there a fee to integrate?
Integration is free. Transaction and product fees are listed on this page.
Can I receive international payments?
Yes. International transactions are priced at 3.9% + ₦100, with settlement in Naira or USD. USD settlements are via Zenith Bank domiciliary accounts.
Are volume discounts available?
Volume discounts may be available for large merchants. Contact the team to discuss your needs.